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IN THIS ISSUE:
Does Your Employer Follow Lunch Break and Overtime Laws?
Some employees are too busy to take a lunch break. Some even stay at work for long hours. Dedicated employees often get cheated out of their hard earned wages. Employers often ignore lunch break and overtime pay laws and capitalize by violating employees' rights.
If your employer is not compensating you for overtime hours or not giving you proper lunch breaks, they are violating the Fair Labor Standards Act (FLSA) and other wage and hour laws. In California, non-exempt employees that work at least 5 hours are entitled to 30 minutes of unpaid and uninterrupted meal breaks. They must also receive a 10 minute rest period for every 4 hours of their shift. Read Full Article
Mortgage companies are foreclosing on homes at an alarming rate. Adjustable Rate Mortgages (ARMs) set up 3-5 years ago now have soaring interest rates, causing a dramatic increase in payments and declining home values.
When you find yourself in an unexpected situation such as job loss, health emergencies or unmanageable expenses, you might not be able to pay your mortgage on time. This means the home you love may be at risk of foreclosure. What you might not know is that Chapter 13 bankruptcy can save your home if you have fallen behind on mortgage payments and want to avoid the foreclosure process. Read Full Article
Suppose you were seriously injured in a car accident that wasn't your fault. Your doctor performs several surgical procedures and tells you that you will need ongoing physical therapy. Not being able to return to work, your medical bills start piling up and you can no longer afford your mortgage payments.
If your injuries are a result of someone else's negligence, you have legal rights to receive compensation for the damages you suffered. These damages include pain and suffering, lost wages, medical bills, loss of earning capacity and property damage, and the way to get them back is to hire a personal injury lawyer to help you file a personal injury claim. Read Full Article
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