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IN THIS ISSUE:

New Law Provides Greater Protection for Homeowners in Default
How are retirement accounts like 401K divided in a Divorce without triggering a Tax penalty?
What can I do if I am sexually harassed at work?


New Law Provides Greater Protection for Homeowners in Default

New law provides greater protection for homeowners in default

On July 15, 2011 Governor Jerry Brown signed California Senate Bill 458 into law. SB 458 amends CCP 580e to preclude holders of any trust deeds securing residential properties, consisting of dwellings of one to four units, from pursuing a homeowner (trustor or mortgagor) for a deficiency where the holder of the trust deed has agreed in writing to the short sale, unless the homeowner has been guilty of fraud or waste, or unless the homeowner is a corporation or a political subdivision.

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How are retirement accounts like 401K divided in a Divorce without triggering a Tax penalty?

How are retirement accounts like 401K divided in a Divorce without triggering a tax pernalty?

Divorcing couples are often concerned with legal fees, child custody and division of assets. Retirement planning may not be priority at first, but it is an inevitable topic for couples going through a divorce.

Divorcing couples typically agree to split and equally divide the funds in their joint savings accounts without any worry but when it comes to retirement planning, it is not that easy. Taking distribution checks from IRAs or 401Ks are taxable transactions. This is where a Qualified Domestic Relations Order (QDRO) comes in handy.

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What can I do if I am sexually harassed at work?

What can I do if I am sexually harassed at work?

Sexual harassment can make a work environment uncomfortable and intimidating. Victims of sexual harassment often face anxiety at the workplace and experience a significant impact in their quality of life and work.

Victims of sexual harassment at the workplace go through many emotions such as humiliation, frustration, withdrawal and even suffer damages in the aftermath. Although steps are taken to eliminate sexual harassment cases, employers cannot guarantee that it will discontinue. Surveys show that only a small percentage of women who have been victims of sexual harassment at the workplace actually go through with filing a complaint, for the fear of jeopardizing their careers.

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NOVEMBER 2011 NEWSLETTER

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